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Mortgage                
                 
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Ocean Loans and Credit (OLC) arranges mortgage and re-mortgage schemes from a panel of globally established morgage finance companies for a commission from the lender upon completion. Simply let us know what you're looking for, and OLC will search from amongst our portfolio of lenders to get you the best mortgage deal to meet your housing dream. Whether you're a landlord or just thinking about becoming one, we can help you find the right deal. OLC Mortgages charges a broker fee for advise and arranging a mortgage.
 
Our range of mortgage services include:
Mortgage
Remortgaging
Bad Credit Mortgage
Post-Bankrupcy Mortgage
Capital Repayment Mortgage Services.

Mortgage

Ocean Loans and Credit (OCL) arranges mortgage schemes from a panel of globally established morgage finance companies and also assist you in compare mortgage deals of other leading mortgage institutions for a commission from the lender upon completion. Simply let us know what you're looking for, and OLC will search from amongst our portfolio of lenders to get you the best mortgage deal to meet your housing dream. Whether you're a landlord or just thinking about becoming one, we can help you find the right deal. OLC Mortgages charges a broker fee for advise and arranging a mortgage. This fee is only payable upon completion

Remortgage
We assist clients revise the terms of a mortgage deal with the aim of ensuring our client gets the best out an existing mortgage deal. Remortgaging is a great chance to save money or even raise some cash.

Finding the right deal doesn't have to mean searching around on your own. We do the work for you, comparing quotes from our panel of lenders to find the best deal for your needs and renogotiating as appropriate to your advantage. Top

Bad Credit Mortgage

Don't let a bad credit rating stop you getting a mortgage! With our many years of experience helping people with bad credit, we could help you find the right deal.

These days, mortgages for people with bad credit can be hard to come by. But with expert help from Ocean Loans and Credit, you could find a mortgage deal even if you've had trouble with your finances in the past.

We help people with bad credit find that specific mortgage plan they desire through our connection with leading mortgage institutions. OLC will help you analyse and compare your options and find a mortgage deal suited for you. Top

Post-Bankrupcy Mortgage

Finding a mortgage after bankruptcy can be very difficult. If you were made bankrupt in the last six years it can be almost impossible, because records are always visible on your credit history. For this reason, many lenders may reject your application.

While some lenders may undertake your mortgage financing after this six year period, some lenders will still reject mortgage requests from anyone who has ever been made bankrupt.

But at Ocean Loans and Credit, we can you help you if even if you've been turned down by other lenders. Given our many years of experience working with numerous mortgage lenders, we have a good idea of which mortgage deals you're likely to qualify for.

This saves you the hassle of applying for deals on your own and being rejected.

This could be especially important if you've had a mortgage application refused recently, because too many applications on your credit history could make it more difficult to secure a mortgage deal.

Simply contact us, to discuss a bad credit mortgage deal, and one of our qualified mortgage advisers will get back to you. Top

Capital Repayment Mortgage

A Capital Repayment Mortgages are mortgage schemes where the client repays the amount borrowed and the interest at the sametime. The alternative is an 'interest-only' mortgage, in which the client only pays interest on the mortgage loan until the end of the deal, when the remaining amount must be repaid.

A major advantage of a repayment remortgage is that your repayments are fully structured, so the client knows when the mortgage is to be pay the mortgage off. Each payment made gradually reduces the overall debt. This is in contrast to interest-only mortgage where the amount payable is set over a fixed period, and the client is responsible for saving up for the 'capital' part of your the mortgage.

It is important to keep up your monthly mortgage payments and not to fall into arrears, as this may be recorded on your credit file and could affect the availability of credit in the future. If you are struggling to keep up with your mortgage payments you should contact your lender immediately to discuss your options. Top

Call us now on: +1 408 641 4298 
Fax us now on: +1 408-351-0570 or 
Email us now on: admin@oceanloansandcredit.com

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©Ocean Loans and Credit
Tel: +1 408 641 4298 
Address:
5201 Great America Pkwy.,
Suite 310,
Santa Clara,
California, 95054,
USA.
 
Calls may be recorded for training and quality purposes.
Ocean Loans and Credit is a broker – not a lender. Authorised and regulated by the Financial Conduct Authority in respect of consumer-credit related activities. and is authorised and regulated by the Financial Conduct Authority in respect of their insurance mediation and regulated mortgage activities respectively.
The APR you are offered will depend on your individual circumstances.